Checking Accounts for Every Need

eChecking

A free checkless account with electronic access.

Free Checking

No minimum balance and no monthly maintenance fee.

Basic Advantage

Advantage Checking offers a rate discount on your loan.

Investment Checking

Earns Dividends and get a Discounted loan rate.

Choose the Checking Account that Fits Your Financial Needs

  FREE Checking MyLife/eChecking Basic Advantage Investment
No Monthly Service Fee Yes Yes No No
Minimum Balance to avoid Monthly Service Fee $0 $0 $500+ Checking Balance, Direct Deposit, Age 55+ Combined Balances of $10,000
Free Checks With eStatement No With eStatement Yes
Free Debit Rewards Card Yes Yes Yes Yes
Earns Dividends/Interest No Yes $2,500+ Balance Yes
Requires Online Banking, eStatements, CUAlerts No Yes No No
Loan Discount No No Yes Yes
Periodic Bonus Rates on Certificates No No No Yes

Order Personal Checks

Order Business Checks

eChecking

Do you prefer to do most of your banking electronically?  eChecking is the perfect checking solution.
  • Earns dividends on all balances - view current rates

  • No monthly maintenance fee

  • No minimum balance requirement
  • No checks to purchase
  • Online Banking, eStatements and CUAlerts are required with this account

Open an Account

Free Checking

Are you interested in a simple and convenient way to manage your checking account? We have the perfect account for you. No minimum balance and no monthly maintenance fee.

  • Unlimited check writing privileges - no per check fee
  • Non-interest bearing
  • Free Checks available for eStatement subscribers

Open an Account

Basic Advantage

Are you finding yourself in need of a loan? With Advantage Checking you will receive a loan rate discount.

  • Discount on new consumer loans
  • No monthly maintenance fee if any of the following occur:
    - minimum balance of $500 in the checking account
    - are over 55 years old
    - have direct deposit with the credit union
  • Earns dividends on minimum balance of $2,500 - view current rates
  • Free Checks* available for eStatement subscribers

Investment Checking

If interest is what you want, an Investment Checking account is right for you! We wish to recognize those members that maintain large deposit balances with Directions Credit Union and our Investment Checking Account does just that.

  • Earns dividends - view current rates
  • Periodic bonus rates on certificates - new money only
  • Discount on new consumer loans
  • No monthly maintenance fee when you maintain a combined minimum balance of $10,000 in your deposit accounts
  • Free checks - select styles only
  • Free money orders and Travelers Cheques - single style only for Travelers Cheques