Teen Accounts (13-17)

MyLife e-Checking

Access your account electronically with mobile banking and a VISA debit card.

MyLife Youth Certificates

MyLife Youth Certificates have a lower minimum deposit, and earn a higher interest rate.

MyLife First Time Auto Loan

Designed for young adults, borrowing for the first time, who may have little or no credit history.

MyLife e-Checking

MyLife e-Checking is a great first checking account. With MyLife e-Checking, there are no checks to buy - you access your money with a debit card. The MyLife debit card can be used at ATMs and anywhere VISA is accepted. It's faster and safer than using cash. With free online banking and email/text alerts, it's easy to responsibly manage your checking account.  Learn more...

  • No minimum balance required
  • Pays interest on all balances
  • Free online banking, e-statements and e-mail / text alerts (required with this account)
  • Debit card which earns reward points
  • Unlimited FREE ATM transactions**
  • One-time financial forgiveness for NSF "Oops" coupon+
  • No parental co-signer required


** Directions Credit Union does not charge a fee for ATM transactions. However, other financial institutions may charge a fee for use of their ATM.

+Earn an "Oops" coupon for successful completion of our online course. To begin click MoneyEd:  Managing Your Checking Account.

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MyLife Savings

A regular share savings account.  Learn more...

  • Minimum opening deposit of $5
  • Pays interest on all balances
  • No maintenance fee
  • Online account access


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MyLife Goal Savings

Use a Goal Savings account to save for that car, iPod, sports camp, video game system, etc. You set the short-term goal, we'll help you get there!  Learn more...

  • No minimum opening deposit
  • Earn a higher rate of interest

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MyLife Youth Certificates

With a lower opening deposit and the ability to add to it in small increments, the youth certificate is a great way to teach teens about long-term financial goals.

  • Minimum opening deposit of $100
  • Earn higher interest rates than regular certificates
  • Terms of 12 or 24 months
  • Add to certificate with a minimum of $25

Savings & Certificates Rates

MyLife First Time Auto Loan

Designed for young adults, borrowing for the first time, who may have little or no credit history.  Learn more...

  • Competitively low car loan interest rates

Learn about getting your first auto loan.  Earn a 0.25% rate discount by successfully completing our online course.   To begin click Money Ed:  Auto Loan Finance.  With a discounted loan rate, establishing credit has never been so smart!

Loans subject to credit approval.  Co-signors are required if under the age of 18.

Apply for an Auto Loan