Mortgage Loans

Home Mortgage Loans

A variety of terms with fixed and adjustable rates.

Welcome, to a fast, friendly, comfortable home loan.

At Directions Credit Union, we make the process of getting a home loan quick and easy. Whether you are a first time buyer, building a new home, or want to save money on refinancing, Directions can help simplify the home loan process.

Through our knowledgeable home mortgage team and an array of flexible home loan options, we’ll put together a loan package you can be comfortable with.

Home loan features and options.

  • Fixed Rate Loans for 10, 15, 20 & 30 Years
  • Adjustable Rate Loans for 1, 3 & 5 Years (15 & 30 year terms)
  • Lot Loans
  • Bridge Loans
  • Construction Loans with a one-time closing
  • Interest Rates Locked at application
  • Pre-approvals available
  • Low application fee
  • Competitive closing costs
  • No Points
  • All loans serviced by Directions Credit Union – YOUR HOME LOAN WILL NOT BE SOLD
  • Escrow of taxes & insurance available
  • 5% minimum down payment
  • Mortgage Loan Rates
We do business in accordance with Federal Fair Housing Law and the Equal Credit Opportunity Act.

Home Free Loan

The Home Free Loan is designed for individuals who are planning or are close to retirement.  One of the unique features of the Home Free Loan is to shorten the term of the loan, pay off the loan sooner, in order to meet retirement goals.     
Other features include:

  • Competitive Rates
  • Reduced Closing Costs
  • Shorter loan terms available;  5 or 10 years