Home Equity & Line of Credit

Fixed Rate Home Equity Loan

Low fixed rates. Borrow up to 90% of your home's equity.

Home Equity Line of Credit

Variable rate. Borrow up to 90% of your home’s equity.

Home Equity Loans Customized Just for You


At Directions Credit Union we make the process of getting a home equity loan quick and easy for you.

Put your home’s value to work for you with a Directions home equity solution. The equity you’ve accumulated in your home can be a source of financing for the big or little things you need. Here is some information to help you decide if a home equity loan from Directions Credit Union is right for you.

Fixed Rate Home Equity Loan

A Fixed Rate Home Equity Loan allows you to take advantage of the equity you’ve built up in your home while providing the benefits of having a fixed interest rate.

Features and options.

  • Borrow up to 90% of your home’s equity (LTV)
  • Competitive terms
  • Low closing costs and processing fee
  • Home Equity & HELOC Rates

Home Equity & HELOC Rates

Home Equity Line of Credit

A Home Equity Line of Credit (HELOC) allows you to establish a line of credit using the available equity in your home. You may draw on this line of credit as you like, with repayment based only on the outstanding balance and not the entire line of credit. The interest rate is adjustable and is based on the prevailing Prime Rate.

  • You may borrow up to 90% of your home’s equity (LTV)
  • Low Closing costs and processing fee
  • Competitive rates and terms
  • No annual fee
  • No fee for the first 25 checks
  • Home Equity & HELOC Rates
  Contact us with any questions or to Apply for a HELOC.

Home Equity & HELOC Rates