Other Business Services

Business Rewards VISA Card

Simplify business purchases and earn rewards with our Rewards VISA Card

Merchant Card Services

An affordable Merchant Card Services program to help you provide the payment flexibity your customers want.

OnDemand Financing

A merchant lending program that makes it easy for your customers to finance your products or services.

Remote Deposit Capture

Deposit your checks remotely without leaving the office.

Business Rewards VISA Card


Business Rewards VISA Rate & Credit Card Disclosure

Rewards VISA 9.99% Annual Percentage Rate for Purchases and Cash Advances
Annual fee: $25.00 (Fee waived if there is a $1000 minimum charged per card per year.)
Grace Period For Purchases: There is a 25 day grace period, calculated from the statement closing date to the payment due date, in which you can pay the New Purchases Balance and any unpaid finance charges on Cash Advances shown on the statement to avoid a finance charge.
Cash Advance

There is no fee.  Interest rate accumulates the day of Cash Advance.

Balance Computation: Average Daily Balance Method
Method For Purchases: (including current transactions)
Late Payment Fee: Lesser of $25.00 or minimum payment due.
Over Limit Fee: None
Lost/Stolen Reporting: 24/7
Auto Rental Insurance  Yes
Returned Item Fee: $25.00 per item
Card Replacement Fee: $15.00
Foreign Transaction Fee: 1% of the transaction amount.


Call Directions Credit Union for more details. Credit disclosure is accurate as of 02/20/15 and is subject to change. To find out what may have changed, call us at (419) 841-9838 or 1-888-508-2228.



Pay Your Credit Card Bill and Manage Your Account Online with eZCardInfo – It's FREE!

eZCardInfo features include:

  • Account summary information
  • Online statement
  • Data downloadable to financial software such as Quicken or Money
  • Online credit card payments
  • Transaction and spending reports
  • E-mail notifications of conditions or events on your account



Protect Your Visa Online Transactions with Verified by VISA

A way to add safety when you buy online. Protect your existing Directions Credit Union Visa card by creating a personal password as unique as you are. VERIFIED BY VISA helps ensure that only you can use your Visa card to buy online*.

Register today! It takes just a few minutes to activate. Register your card or learn more about VERIFIED BY VISA.

Merchant Card Services

In today’s marketplace, consumers want a variety of payment options. Payment cards, such as debit or credit cards, are not only necessary to remain competitive, but they have also been tracked to increased sales. Directions Credit Union offers an affordable Merchant Card Services program to help you provide the payment flexibity your customers want. Directions Credit Union’s Merchant Card Services offer:

*At participating online stores.

OnDemand Financing

Directions Credit Union OnDemand Financing merchant lending program makes it easy for your customers to finance your products or services. You will be able to offer a valuable service to your customers while increasing your sales and revenue.  Ability to finance customers who live in NW Ohio, North Central Ohio (Mansfield), and Monroe County, Michigan. Local lender, local decision-making.

Learn More

Remote Deposit Capture

Directions Credit Union offers a quick and easy way to deposit your checks remotely.  A secure and convenient way to deposit your business checks without leaving the office. 

More Business Services

  • Electronic transfers and wire services
  • Financial planning services
  • Discount brokerage services
  • Qualified plan services
  • Employee financial services
  • Cash Vault Services
  • FREE online banking & e-mail alerts