The VantageScore, which dictates the way credit bureaus — Experian, TransUnion, and Equifax — determine your credit score, is getting a shake-up this fall. It’s wise to learn all you can about these changes so you can make the necessary adjustments to your credit behavior. Lucky for you, we’ve made it easy! Read on to learn all you need to …
All About EMV Chip Cards
Are you a swiper or a dipper? Chances are, you have at least one EMV (Europay, Mastercard and Visa) chip-enabled card in your wallet. Here’s what you need to know about the new generation of cards. 1.) Increased protection against fraud The main reason behind the switch is to curb rampant credit card fraud in the U.S. Experts pin the …