Mother’s Day On A Budget

Personal Finances

Open greeting card that reads "I Love You Mom" with a red, outlined heart laying on a table surrounded by different colored fabric hearts

Along with the blooming flowers and blazing sunshine comes the plans for celebrating Mother’s Day. Our moms are always there for us, and now is when we show them how much we appreciate all they do. However, between flowers, gifts, and dining out, Mother’s Day costs can quickly add up. How do you keep within a reasonable budget while still …

Credit Unions: Acknowledged As The Best Way To ‘Bank!’

DCU Member News & Info

Picture of trophy cup in front of red curtain

You may not realize this, but you’re one of a small percentage of Americans who have discovered what The Wall Street Journal and other media are just beginning to realize: A credit union is the best way to bank! Credit unions received top marks in the American Customer Satisfaction Index, significantly outpacing other financial institutions. Several websites, such as BusinessInsider.com, …

Applying Business Sense To Your Personal Finances

Business Finances

Middle aged man on his Apple Mac computer looking at the screen with a graph on it

Adapting business tools to your home finances often helps take the emotion out of a decision so that you can make a logical choice. The idea of “return on investment,” or ROI, is fairly simple. A business investment should save or make money. The ROI calculation is an attempt to determine how much each dollar invested will return. If a …

Book Review: ‘Small Time Operator: How To Start Your Own Business, Keep Your Books, Pay Your Taxes, And Stay Out Of Trouble’

Business Finances

Young new, small business owner, smiling with black apron on

Starting a business is a big challenge. You need to learn everything there is to know about an industry, and you have to do it all on the fly, by the seat of your pants. You’ve got to build relationships with customers, advertise, hire and manage employees, and do most of the work yourself. Beyond these challenges, there’s also the …