How To Keep Your Guard Up Against The Newest Scams

Financial Self Defense

Very up close picture of a laptop keyboard with a button named "Scam"

It seems like there’s a new data leak or identity theft trick to be worried about every week. If you’re not informed, you risk becoming a victim. Sitting back and waiting for news about scams to come to you may not be enough. In an ever-changing security climate, you need to stay on top of new threats in personal information …

Avoiding The ‘Catfish’ And Other Heartless Scams – Financial Safety On Dating Sites

Financial Self Defense

Young woman holding up her laptop pretending to kiss the screen with heart icons shown over her head

Meeting new people is difficult for many adults. Fortunately, though, there’s the internet. Dating sites like eHarmony and Match.com make it easier than ever to find other people who are looking for the same thing you seek. Unfortunately, that same ease of connection makes online dating sites a haven for scammers. Using the information you provide, they can craft a …

Students Beware: Scammers Prey On Learners Of All Ages

Financial Self Defense

Female student making shocked face at the camera while her hands are on her laptop keyboard

As if college wasn’t stressful enough, here’s another thing for students to worry about: being on high alert for scams. For many young people, college is the first taste of financial independence; scammers prey on this naivete. Also, the expense of college gives students financial pressure, which becomes ammunition for scammers. Read on to discover three tricks criminals use to …

ATM Fraud On The Rise: Staying Safe While Getting Cash

Financial Self Defense

Woman inserting debit card into red, ATM machine

Scammers are everywhere in web-based commerce. You might think you’re safe using cash, but scammers wait in one location you can’t avoid: the ATM. ATM fraud is an old concern, but technological advances mean consumers need to be even more aware. Be cautious of the following: 1.) ATMs in weird locations Cash is convenient. While it’s tempting to use whatever …

Saving Bucks On Books: How To Beat Your Campus Bookstore

College Credit

Young, female, college student sitting at desk holding a red and white piggy bank in one hand and a book in the other: two tall stacks of books on both sides of her

Everything about college is expensive. In the end, the sacrifices will be worth it, but that’s no comfort to a poor college student staring at a few hundred dollars worth of textbooks every semester. On average, college students spend $1,200 a year on textbooks alone! Luckily, there are a few places you can go to save a few dollars. 1.) …

3 Ways To Build Your Credit History Before You Graduate

College Credit

Young girl looking up to the camera holding a debit card with laptop on her lap

If you keep up with financial news at all, you know your credit score is one of the most important and widely circulated bits of information about you. It determines the outcome of many of your adult life decisions. The kind of car and house you can afford, the rates you’ll pay for insurance and credit cards, and even the …

College Life: A Study Guide For Your Personal Finances

College Credit

Piggy bank with glasses on in a classroom setting

Some of the most important lessons you’ll learn in college won’t be taught in a classroom. Your ability to master the pressures of the adult world will determine, in large part, how well you live. To help prepare you for those life tests you can start to put these simple habits into your daily routine. Your future self will thank you. …

It Costs How Much To Get Married?!

Life and Money

Just married couple outside, kissing, with crowd clapping and cheering around them

The average American wedding cost has eclipsed $35,000. That’s more than half the yearly median income! Most of this growth in cost comes from the guest list. Couples are inviting more people and doing more for them. If you’re tying the knot this year, read on for five ways to save on the cost of your big day! 1.) Schedule …

How To Get By In An Emergency: Personal Loan Or Credit Card?

Life and Money

Picture of woman sitting (not showing face) and putting money in a glass jar that contains other bills and change

As a credit union member, you have borrowing options. Two popular choices for emergency funding are personal loans and credit cards. Here are several pros and cons to each. 1.) Limits. Credit cards have credit limits in the thousands, enough to cover a small emergency. The value of credit cards is their convenience; there’s no need for a new loan …