Auto & Recreational Loans
If you’ve been thinking about a new or used auto, boat, RV, or motorcycle come to your credit union first. Along with competitive rates, you’ll enjoy flexible terms up to 84 months, up to 100% financing, FREE pre-approvals and no pre-payment penalties.
At Directions Credit Union, these loan rates are based on your credit qualifications, not the vehicle. So new or used, short terms or long terms, we strive to give you the best deal in town!
Credit Unions and U.S. Automakers Team-up to Offer Members Great Discounts on New American-made Vehicles
There’s never been a better time for credit union members to Invest in America. That’s why credit unions have teamed up with U.S. automakers to offer members great discounts on new American-made vehicles.
All eligible current and new credit union members in participating states have the unique opportunity to get a great discount on a new vehicles. While the discounts vary depending on which vehicle you choose, everyone will drive away with a great deal.
Buying or Leasing, Save Money with Supplier Pricing PLUS Exclusive Offers for Credit Union Members!
For more information on the individual offers, please click on the banner above.
For a list of U.S. automakers and credit union member offers click http://www.lovemycreditunion.org/.
First Time Car Buyer Program
If you have never purchased a car before in your own name, you are eligible to join the program.
While shopping for a vehicle is often exciting, it can also be complicated and time-consuming. It involves balancing your desires with your economic reality, deciding whether to buy or lease, and knowing what is the best deal for you.
Get educated on your first auto purchase and loan and receive .25% discount* off the rate by completing and passing an on-line credit course.
Click http://www.balancetrack.org/driveawayhappy/index.htm to get started.
*Must correctly answer 7 of the 10 questions (70% grade) to receive a "passing grade" and receive the discount on the auto loan rate.
Click here to view our Auto & Recreational Rates!
| Save .50% on an auto or recreational loan rate when you have either a Directions Credit Union Basic Advantage or Investment Checking. More checking account information, click here... |
It’s Easy to Apply
With three convenient ways to apply for your auto loan, Directions Credit Union makes financing the easiest part of purchasing your vehicle. Choose the option that works best for you:
1. Apply for your loan from the comfort of your home or office with our online applications.
2. Get your auto or recreational loan right at the dealership! Your loan application can be completed and approved at the dealership. Most Toledo and Central Ohio auto dealers are participating. Just tell the dealer you are a Directions Credit Union member.
Download a complete list of our participating dealers in Toledo or Central Ohio.
3. Stop by one of our locations to apply for your loan. Our Member Service Representatives are happy to help you complete your application and will answer your questions to make sure you get the financing program that best meets your needs.
For great price-negotiating leverage, get your Directions Credit Union loan pre-approved before you visit the dealer.
*APR means Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates are subject to change. Directions Credit Union car loan rate is fixed. Members who have a Directions Credit Union Basic Advantage or Investment Checking Account receive a 1/2% rate discount. For current rates, see our Auto & Recreational Loan rates section.
We do business in accordance with Federal Fair Housing Law and the Equal Credit Opportunity Act.
